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SME PRODUCTS

ABOUT US​

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  • Dependable Insurance Broker: ILB is a well-respected company with a proven history of excellence in the insurance sector.

  • Reliable Partner: We are dedicated to offering expert guidance and personalized insurance solutions designed to meet your specific needs.

  • Small and Medium Enterprises (SMEs) require specialized insurance solutions to protect against diverse risks. At Pooja Enterprises, we offer a range of insurance products tailored to meet the unique needs of SMEs, ensuring that your business is protected from potential threats.

  • Types of SME Insurance Products

  • Property Insurance

  • Coverage: Protects the physical assets of your business, including buildings, machinery, furniture, stock, and other contents, against risks like fire, theft, vandalism, floods, and other natural disasters.

  • Additional Features: Can include coverage for debris removal, temporary relocation expenses, and repairs or replacements of damaged property.

  • Liability Insurance

  • Coverage: Covers legal expenses and compensation claims if your business is found liable for causing injury to a third party or damage to their property. This includes incidents that occur on business premises or due to business operations.

  • Types of Liability Insurance:

  • Public Liability: Covers third-party injuries or property damage.

  • Employer’s Liability: Protects against claims made by employees for work-related injuries or illnesses.

  • Business Interruption Insurance

  • Coverage: Compensates for lost income and covers operating expenses if your business operations are halted due to an insured event such as a fire or flood.

  • Additional Features: May include coverage for temporary relocation, payroll, taxes, and loan payments during the interruption period.

  • Employee Liability Insurance

  • Coverage: Provides protection for your business against claims made by employees for accidents, injuries, or illnesses that occur as a result of their employment.

  • Additional Features: Includes legal costs and compensation payouts.

  • Product Liability Insurance

  • Coverage: Protects your business from legal liabilities arising from damage or injury caused by products you manufacture, sell, or supply. This is crucial for businesses involved in the production and distribution of goods.

  • Additional Features: Covers legal defense costs and settlements or judgments.

  • Cyber Insurance

  • Coverage: Offers protection against financial losses resulting from cyber-attacks such as data breaches, hacking, and other cyber threats. This includes costs associated with data recovery, legal fees, and customer notification.

  • Additional Features: May cover loss of income due to business interruption caused by a cyber event and costs related to managing a reputational crisis.

  • Group Health Insurance

  • Coverage: Provides medical coverage for employees, including hospitalization, surgeries, doctor visits, and prescription medications.

  • Additional Features: Can include dental and vision coverage, wellness programs, and preventive care services.

Marina

FIRE INSURANCE

Pooja Enterprises offers fire insurance to protect your business from fire-related losses.

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Key Features

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  • Comprehensive Coverage: Safeguards buildings, equipment, and inventory from fire and explosions.

  • Additional Perils: Optional coverage for natural disasters like earthquakes and floods.

  • Business Interruption: Covers income loss during recovery.

  • Flexible Policies: Customized options to fit your business needs.

  • Quick Claims: Fast processing to minimize downtime.

Marine insurance to protect your business from risks associated with transporting goods.

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Key Features

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  • Cargo Coverage: Protects goods in transit by sea, air, or land against loss or damage.

  • Hull Coverage: Covers physical damage to ships, boats, or vessels.

  • Liability Coverage: Protects against legal liabilities arising from shipping operations.

  • Flexible Policies: Tailored options to suit your business requirements.

  • Efficient Claims: Quick and reliable claims processing.

MARINE INSURANCE

Pooja Enterprises offers burglary insurance to protect your business assets against theft and break-ins.

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Key Features

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  • Asset Protection: Covers loss or damage to business assets, including equipment, inventory, and cash, due to burglary or theft.

  • Premises Coverage: Includes protection for damage to premises resulting from forced entry during a burglary.

  • Flexible Policies: Customized options to suit the specific needs of your business.

  • Efficient Claims: Fast and straightforward claims process to minimize business disruption.

BURGLARY(ASSETS)

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